95% of working families?

According to the Wall Street Journal, Obama’s tax break proposals are mostly credits, meaning they’re refunds to people who might not even be paying taxes in the first place. That’s how he figures on cutting taxes for 95% of working families.

I need to check up on the American Enterprise Institute to figure out how non-partisan they really are, but the WSJ uses a chart that the AEI put together. I can’t figure out why there’s a huge jump in tax rate at a $45,000 income level. But apparently, my taxes, under an Obama Administration, won’t go up that much. But I’m still not in the 95% who will get a cut.